Click on any of the topics here to tap into our resources. If there is anything you would like to discuss, please feel free to contact us.
on July 5, 2024 / by Tom Beswick
July Tauranga Property Investor Q&A
Question: I own a mortgage free home in my own name. I want to buy a new home and rent out my old house. I...
on June 5, 2024 / by Ingham Mora
Budget 2024 & Tax at a Glance
The announcement of Budget 2024 confirmed the government’s tax relief plan, with an estimated 83% of New Zealanders to benefit. So, what is changing?
on March 19, 2024 / by Tom Beswick
7 steps to get ahead with your business in 2024
“Getting ahead with your business in 2024 isn’t just about ambition; it’s about mastering the crucial pillars of accounting and finances,” asserts Tom Beswick, Director...
on March 1, 2024 / by Grant Neagle
How blessed are we residential property investors?
Residential property investment has been a blessed investment class. There are not many investments where one party funds it (the bank) and another party (the...
on November 11, 2023 / by Alice Scapens
National’s Promising Changes for Property Owners and Investors
The recent election campaign by the National party in New Zealand had a significant focus on addressing the concerns of property owners and landlords. Promising...
on June 1, 2023 / by Gracy Qian
Things to consider when deciding to invest in residential or commercial property
The majority of our clients love buying properties for their long-term investment. Sometimes it is a difficult decision to make when choosing either residential or...
on April 11, 2023 / by Ingham Mora
Free chat with coffee
Still on the fence about choosing us as your accountant? Come meet with us for a free chat and coffee. We can discuss your goals...
on March 6, 2023 / by Gracy Qian
Transitional Tax Residency Rule
Have you made the move to New Zealand and not sure how the New Zealand tax laws apply to your overseas financial assets and investments?...
on February 1, 2023 / by Alice Scapens
Top Tips if you’re New to Business
Have you started a new business? Do you know your tax requirements? Thought about GST? What about ACC? Here are some key requirements to be...
on April 28, 2022 / by Jen Ruffley
Trust Overview Webinar
Ingham Mora's Trust Manager, Jen Ruffley hosted a webinar on Trust Overview for 2022.
on March 18, 2022 / by Tom Beswick
Know Your Numbers Webinar
You don’t have to be an accountant or bookkeeper to understand your numbers, just as you don’t have to be a mechanic to drive a...
on September 6, 2021 / by Grant Neagle
What the new tax rules mean for your orchard
If you are looking to sell or purchase an orchard, you and your advisors should be aware of a recent tax change that could affect...
on August 24, 2021 / by Tom Beswick
Provisional Tax and GST
Three times a year the stars align for taxes and for many businesses two of them are due on the same day. The first payment...
on February 16, 2021 / by Tom Beswick
Vehicle questions that frequently arise
I tend to spend a good deal of time talking about vehicles. Similar questions come up all the time – I want to get a...
on January 25, 2021 / by Tom Beswick
What can go Right when buying a business?
It's easy to focus on the risks when buying a business. However, I think it is important also to share my thoughts on when we...
on November 26, 2020 / by Jen Ruffley
Trust Act 2019 – What this means for you Webinar
Trust Act 2019 - What this means for you Webinar recording If you have a Trust, are you aware of the new Trusts legislation? It's...
on November 17, 2020 / by Tom Beswick
The impact of Covid-19 on business acquisition
I commonly get asked “what is this business worth” – and the answer usually starts with “it depends”. Well, it now depends a wee bit...
on October 18, 2020 / by Tom Beswick
Key questions to ask on an Information Memorandum
A business’s Information Memorandum is a summary of the business for sale and you use it to figure out if you are really interested in...
on September 16, 2020 / by Tom Beswick
What you need to do to get bank funding
In order to get funding from banks to buy a business, there are three key areas that come into it: the equity you will put...
on August 26, 2020 / by Tom Beswick
Common Themes for Success
What is success and how do you achieve it in business?
on July 9, 2020 / by Tom Beswick
The accountant’s role in buying a business
We are all aware our economy is being buffeted by Covid 19. But it does not mean that business sales have dried up – far...
on June 15, 2020 / by Tom Beswick
Buying Tips For Uncertain Times
Sometimes the best way to talk about how to do something well is to start with how not to do it. Here are a few...
on May 19, 2020 / by Tom Beswick
Good opportunities likely to come up, but tread carefully
A lot has changed in a few short weeks. Unfortunately, business and consumer confidence will not go back to pre-COVID-19 levels in a hurry. It...
on May 12, 2020 / by Tom Beswick
Buying a business in uncertain times
‘Buy on the sound of cannons, sell on the sound of trumpets.’ This is a quote that is often used in relation to the stock...
on April 17, 2020 / by Tom Beswick
Tell em he’s dreaming
What does buying a business have to do with the timeless line 'tell em he's dreaming' from the 1997 Australian movie, The Castle?
A few of...
on April 16, 2020 / by Ingham Mora
Business Continuity Planning
It is essential that every business has a plan for dealing with the fallout from this pandemic. A plan will give you peace of...
on April 7, 2020 / by Ingham Mora
Understanding your strengths and identifying opportunities
The more you understand about your business, your market and your competitors, the better prepared you are for the business journey that lies ahead –...
on March 31, 2020 / by Ingham Mora
Are you paying too much tax?
Paying tax is an unavoidable part of doing business. The more your income grows, the more tax you’re liable to pay. You’re rewarded for your...
on March 26, 2020 / by Ingham Mora
Top 8 things to outsource in your business
If you’re looking to scale your business, you’ll need to spend more time working on it than in it. Finding ways to leverage your time...
on March 24, 2020 / by Ingham Mora
Questions on GST? We can help
Questions on GST for your small business? If your turnover was more than $60,000 over the past 12 months, or you expect it to be...
on March 19, 2020 / by Ingham Mora
Understanding Your Statement of Cash Flows
The statement of cash flows, (also known as the cash flow statement), shows how your business has generated and used cash (and cash equivalents) within...
on March 17, 2020 / by Ingham Mora
R&D Tax Incentive for NZ businesses
The NZ Government’s R&D Tax Incentive aims to raise spending on research and development to 2% of GDP by 2027 in order to contribute to...
on March 12, 2020 / by Ingham Mora
Common GST errors will impact your business
Most GST errors are unintentional. Even so, they can have a big impact on your business as they may result in you paying too much,...
on February 20, 2020 / by Ingham Mora
How to say no if you’re a yes person!
According to Paul Graham, “We’ll increasingly be defined by what we say no to”. Being clear on your #Vision, #Goals and priorities makes it much...
on February 18, 2020 / by Ingham Mora
You don’t know, what you don’t know, you know!
The Knowledge Pie depicts the proportion of what we know, what we know we don’t know, and what we don’t even know we don’t know....
on February 10, 2020 / by Tom Beswick
Fancy a piece of the pie?
Want a piece of the pie? I am seeing more businesses that are considering offering key employees a slice of the business. From the perspective...
on February 4, 2020 / by Ingham Mora
Marketing is strategy and consistency
Marketing is all about making a connection with people looking for solutions. And now that we (mostly) control most of the channels we advertise through...
on January 13, 2020 / by Tom Beswick
Minimise the risk
For many people buying a business is likely to be the riskiest thing they do in their life. There can be great rewards (not all...
on December 20, 2019 / by Tom Beswick
One way to sell your business for more
Quite often when a vendor goes to sell a business they have had enough and want it sold in short order. The vendor assistance period...
on October 29, 2019 / by Tom Beswick
FAQ when buying a business
4 questions people commonly ask me when they buy a business. What is the business worth? What should I buy - the company or the...
on September 17, 2019 / by Tom Beswick
Businesses valued on profits to a working owner
Part of the business buying process involves understanding what the financials shown in the Information Memorandum (“IM”) are telling you about the profitability of...
on August 28, 2019 / by Tom Beswick
Has anyone been cooking the books?
Part of buying a business involves dissecting what the financial figures the business broker provides are telling you. It is important to understand what adjustments...
on July 18, 2019 / by Tom Beswick
Buying a business – three traps to avoid in the first year
The first year of buying a business can be tough. There’s a lot going on and a lot of things to learn. A business buyer...
on June 18, 2019 / by Tom Beswick
Ensure your accountant can weather the storms
Buying a business can be a stressful and risky time. It is important to get great advice. I believe that when it comes to your...
on June 4, 2019 / by Tom Beswick
Provisional tax – is there a better way?
You might have seen some emails about the AIM system from IRD over the last year. Basically, it is a way to pay provisional taxes...
on May 27, 2019 / by Tom Beswick
The Proactive Accountant – Just a Dream?
A Proactive Accountant. It’s what every Accountant is told they should be. But what does it mean?
on March 31, 2019 / by Tom Beswick
3 Reasons your Business Bank Account is Empty
Part of my job involves sitting down with business owners to discuss how their business is performing.
on January 31, 2019 / by Grant Neagle
Loss ring-fencing to apply from 1 April
The IRD estimates that approximately 40 percent of taxpayers with residential rental properties make tax losses, and the average annual tax benefit to these taxpayers...
on November 29, 2018 / by Grant Neagle
GST on low-value imported goods confirmed
Under recently announced changes to GST on low-value imported goods, offshore suppliers will now have to collect and return New Zealand GST on goods valued...
on November 16, 2018 / by Tom Beswick
Is it time to get rid of your Trust?
Do I even need my Trust anymore? This is a question that comes up regularly with my clients. Sometimes the answer is - no you...
on November 1, 2018 / by Grant Neagle
Getting to grips with government’s new R&D tax credit
The Labour-led government has resurrected its old R&D tax credit and given it a new set of clothes.
on October 31, 2018 / by Grant Neagle
Charities’ GST loophole to be closed
When it comes to GST, charities and non-profit bodies (NPBs) are often favoured compared with other taxpayers.
on October 29, 2018 / by Tom Beswick
3 Ways to Sell your Business for More
One thing I see from time to time when a client decides to sell their business is a surprised look when I tell them that...
on September 21, 2018 / by Grant Neagle
Payday filing on its way
From 1 April 2019 employers will be required to file their employees’ payroll information with Inland Revenue in respect of every payday.
on September 6, 2018 / by Grant Neagle
Tax enhancements on the way
A new Bill introduced into Parliament proposes to make tax easier and simpler for individuals as well as including a raft of business-friendly changes.
on September 6, 2018 / by Grant Neagle
Taxing Forestry Investment Income
For those who have investments in forestry, it’s timely to consider the legitimate opportunities available to manage your tax bill when the harvest income finally...
on August 22, 2018 / by Tom Beswick
The Secret to Paying No Tax
Shhh. Keep it down. I don't want everyone to know. I’ll just tell you if you can keep it to yourself. There's a sure fire...
on August 8, 2018 / by Tom Beswick
Marriage vs Getting a Business Partner – is there a difference?
Going into business with someone is just like a marriage. It’s helpful to agree on stuff up front. Finding out 6 weeks in that your...
on July 24, 2018 / by Tom Beswick
Buying a business – should I buy the shares or the assets?
Part of purchasing a business means thinking about what you are going to end up with after you settle. Are you going to buy the...
on July 24, 2018 / by Grant Neagle
Maximising Home-Office Write-off
A new method is available to calculate how much of your home office costs you can write off for tax purposes.
on June 25, 2018 / by Tom Beswick
How to avoid buying a leaky business
Due diligence. DD. You've probably seen those words somewhere on an accountants' website. DD is to buying a business what inspecting the roof and moisture...